Arrow Bank Introduces Hero Mortgage Program to Support Everyday Heroes
GLENS FALLS, N.Y. (December 9, 2025) — Arrow Bank has introduced its new Hero Mortgage Program, designed to
make homeownership more affordable for those who dedicate their careers to serving and strengthening our
communities.
The program offers discounted interest rates, low down payment options (up to 97% loan-to-value), waived processing
fees and flexible loan options for purchase, refinance or new construction. Eligible participants include educators,
first responders, medical professionals and members of the military.
“From teachers and nurses to firefighters and veterans, these individuals play a vital role in the safety,
health and success of our communities,” said Ginny Sullivan, Senior Vice President, Director of Residential
Lending at Arrow Bank. “We created the Hero Mortgage Program as a way to thank them and help make
homeownership more attainable.”
Participants will work directly with Arrow Bank’s experienced mortgage professionals, who live and work in the same communities they serve, to find the right lending solution for their needs. The program extends to a wide range of professions, including law enforcement officers, EMTs, medical technicians, physical therapists and more. Find more details about the Hero Mortgage Program at arrowbank.com/personal/mortgages/hero-program.
About Arrow Bank
Part of the Arrow Family of Companies, Arrow Bank National Association is a commercial bank headquartered in
Glens Falls, New York, serving eight counties in northeastern New York. It operates 38 banking offices and
provides a wide range of financial products and services to individuals and businesses, including banking,
wealth management and insurance. To learn more, visit arrowbank.com.