Personal Checking
Banking That's Easy and Convenient
Glens Falls National Bank offers a range of checking accounts to make banking easy, convenient and economical. Plus, with all of our accounts, you can rely on our 24/7 online tools and great local service. Visit any branch to open your account today.
The following additional features are available for ALL of the checking options listed on our table:
Our Checking Accounts
| Account Name |
Is It Right for You? |
Minimum Balance |
Interest |
Maintenance Fee |
Per-Check Charge |
ATM Usage |
Free Paper Statements |
Free Checks** |
| Free Checking |
Our go-to account – it’s free and paperless |
None |
No |
$0 |
$0 |
Standard* |
No |
First order |
| Student Checking |
Great for teens and young adults 13-23; Minors must have adult on account |
None |
No |
$0 |
$0 |
Standard* (Out-of-area students only: No fees from us at non-GFN ATMs and get reimbursed up to $10/month for other banks’ ATM fees) |
No |
Starter checks (4) |
| Classic Checking |
Must receive direct deposit of employer paycheck or gov’t benefits |
None |
No |
$0 |
$0 |
Standard* |
Yes |
First order |
| Interest Checking |
Interest-bearing account with low minimum balance |
$250 min to earn interest and avoid maintenance fee/per-check charge |
Yes |
$8/month if balance falls below min |
$0.30/check if balance falls below min |
Standard* |
Yes |
First order |
| Premium Interest Checking |
Premium account with tiered interest based on your balance |
$250 min to earn interest; $5,000 min to avoid maintenance fee/per-check charge |
Yes, tiered based on balance |
$15/month if balance falls below min |
$0.25/check if balance falls below min |
Standard* with no fees from us at non-GFN ATMs (Plus, get reimbursed up to $12/month for other banks’ ATM fees if you maintain a $25,000 daily min balance) |
Yes |
Unlimited (one order at a time) |
| Basic Checking |
Standard account with all the basics |
None |
No |
$3/month |
First 8 free, then $0.35/check |
Standard* |
Yes |
Starter checks (4) |
| Fresh Start Checking |
Gives customers with past credit problems a fresh start |
None |
No |
$7/month |
$0 |
Standard* |
Yes |
Starter checks (4) |
*Includes free unlimited use of GFN ATMs (fees apply for non-GFN ATM use unless otherwise specified). **Check style based on account type.
For more information on Personal Checking, contact any of our locations or call (518) 793-4121.