FDIC insurance covers all deposit accounts, including checking and savings accounts, money market
deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per
depositor, per insured bank, for each account ownership category.
Depositors may qualify for more coverage if they have funds in different ownership categories and all
FDIC requirements are met. For details on the requirements, please visit the FDIC’s website. If you have accounts in both
the former Glens Falls National Bank and Saratoga National Bank and have questions about your
specific coverage, please call us at (518) 793-4121.